If you use few or no prescription drugs at the current time, you may think signing up for Medicare Part D prescription drug coverage would be a waste of money. Why pay another premium when you are not using it?
But Medicare drug coverage is not just a government benefit. It’s an insurance product and like homeowners insurance or car insurance, it’s not something you think about until you need it. Medicare Part D prescription drug coverage protects you against high drug costs if and when you need them in the future.
If you aren’t currently taking any prescription drugs, enrolling in the Medicare Part D plan that has the lowest premium might be an option. That way you have some coverage in case you need it and you will not incur the penalty for late enrollment.
For more information on how Florida Medicare Supplement Insurance can help with your Medicare Part D prescription drug plan needs call Neil Primack (561) 935-3907 or email him at: email@example.com.