Medicare Supplement Plan F is the ONLY Medicare Supplement Plan Without Any Holes or Gaps in Coverage
When admitted to a hospital, Medicare Part A – Hospital Services pays all but the Part A deductible of $1,316. The Medigap Plan F pays this $1,316 Part A deductible. This amount can and often does increase slightly from year to year.
Basic Medicare Plan Benefits:
Hospitalization: Medicare Part A Coinsurance plus an additional 365 days of coverage after Medicare benefits are exhausted.
Medical Expenses: Medicare Part B Coinsurance (80% of Medicare Approved Expenses), 3 pints of blood.
Medicare Supplement Plan F covers all Basic Benefits. Hospital Services are covered Per 60 Day Benefit Period. Medicare Supplement Plan A also covers the first 20 days in a skilled Nursing Facility. To have this service covered, you must meet Medicare’s requirement of having been in the hospital for at least 3 days and entered into a Medicare approved facility within 30 days after leaving the hospital.
Medicare Supplement Plan F covers 100% of the first 100 days in a Skilled Nursing Facility.
Medicare Supplement Plan F covers Hospice Care and you must meet Medicare’s requirements, including a doctor’s certification of terminal illness.
Medicare Supplement Plan F covers 100% of all doctor bills both in and out of the hospital as well as all out-patient medical and surgical services and supplies, physical and speech therapy, diagnostic tests, durable medical equipment.
Medicare Supplement Plan F covers 100% of medically necessary skilled care and supplies and durable medical equipment within the Home Health Care category.
Medicare Supplement Plan F covers all Medicare Part B excess charges. These are the charges that providers can balance bill you if they don’t take medicare on assignment. (Excess charges are the difference in cost between what a doctor or health provider charges for a medical service and the Medicare-approved amount. The beneficiary is usually responsible for paying this difference out-of-pocket for those providers that do not take Medicare on assignment.)
Medicare Supplement Plan F also has a Foreign Travel benefit where it pays 80% up to $50,000 lifetime maximum. This is after a $250 annual deductible.
Insurance Companies That Offer Medicare Supplement Plan F in Florida:
- United Healthcare
- Aetna Insurance
- Americo Insurance
- Blue Cross Blue Shield / Florida Blue
- Cigna Insurance
- Colonial Penn Insurance
- Gerber Insurance
- Hartford Life Insurance
- Humana Insurance
- Liberty National Insurance
- Mutual of Omaha Insurance
- Sterling Insurance
- Transamerica Insurance
- United American Insurance
For more information on how Florida Medicare Supplement Insurance can help with your health insurance needs call Neil Primack (561) 935-3907 or email him at: firstname.lastname@example.org.