Basic Medicare Plan Benefits:
Hospitalization: Medicare Part A Coinsurance plus an additional 365 days of coverage after Medicare benefits are exhausted.
Medical Expenses: Medicare Part B Coinsurance (80% of Medicare Approved Expenses), 3 pints of blood.
Medicare Supplement Plan N covers all Basic Benefits. Hospital Services are covered Per 60 Day Benefit Period. Plan A also covers the first 20 days in a skilled Nursing Facility. To have this service covered, you must meet Medicare’s requirement of having been in the hospital for at least 3 days and entered into a Medicare approved facility within 30 days after leaving the hospital.
Medicare Supplement Plan N covers 100% of the first 100 days in a Skilled Nursing Facility.
Medicare Supplement Plan N covers Hospice Care and you must meet Medicare’s requirements, including a doctor’s certification of terminal illness.
Medicare Supplement Plan N covers 100% of all doctor bills both in and out of the hospital as well as all out-patient medical and surgical services and supplies, physical and speech therapy, diagnostic tests, durable medical equipment except for an annual Medicare Part B deductible of $183.
Medicare Supplement Plan N covers 100% of medically necessary skilled care and supplies and durable medical equipment within the Home Health Care category except for an annual Medicare Part B deductible of $183.
Medicare Supplement Plan N pays 100% of the Medicare Part B coinsurance. There are a few exceptions: office visits require a copayment of $20; and emergency room visits that don’t result in your being admitted as an inpatient may require a copayment of up to $50.
Medicare Supplement Plan N also has a Foreign Travel benefit where it pays 80% up to $50,000 lifetime maximum. This is after a $250 annual deductible.
Insurance Companies That Offer Medicare Supplement Plan N in Florida:
- United Healthcare
- Aetna Insurance
- Americo Insurance
- Cigna Insurance
- Colonial Penn Insurance
- Gerber Insurance
- Liberty National Insurance
- Sterling Insurance
- United American Insurance