Insured by American Retirement Life Insurance Company
Cigna offers Medicare Supplement Plans in Florida that cover Part A and B deductible’s, coinsurance, excess charges as well as a limited foreign travel benefit. With Cigna, you have the flexibility to choose from Plans A, F, G & N to fit your lifestyle and budget. Cigna offers online access to all of your policy and coverage benefits. You can set up automatic payments, print a temporary ID card, update your contact information and review claims all at the click of a mouse. All Medicare Supplement policies are guaranteed renewable. Your policy cannot be cancelled. Cigna guarantees to renew the policy each time the premium is received within 31 days of its due date.
CIGNA’S RIGHT TO ADJUST FUTURE PREMIUMS:
You cannot be singled out for a rate increase based on your health, no matter how many times you receive benefits. Cigna Medicare Supplement insurance’s rate structure is based on issue age. Your premium will only change when the same premium change is made on the same form issued to persons of your classification in the same geographic area of your state, if coverage under Medicare changes, or if you move to a different zip code location.
Like most other insurance companies, Cigna Medicare Supplement Solutions offers the standardized Medicare Supplement Plan A. This Medicare Supplement Plan from Cigna has the identical coverage as Medicare Supplement Plan A from other insurance companies, but prices vary depending on your age and where you live. Of course, it’s always in your best interest to shop around a bit. Your independent Medicare Supplement Insurance Agent can discuss this and other pertinent details with you as you approach your Medicare initial enrollment period or special enrollment period.
Cigna Medigap Plans offers the standardized Medicare Supplement Plan F coverage to Florida residents as well as residents in other states. Medicare Supplement Plan F from Cigna has the identical coverage as Medicare Supplement Plan F from other insurance companies, but prices vary depending on the age band you fall into and where you live. Shopping around and comparing prices is always a good idea. Your independent Medicare Supplement Insurance Agent can discuss with you.
Medicare Supplement Plan F is the most purchased Medicare supplement in Florida. It covers 100% of the approved provider charges that original Medicare pays.
Cigna offers the standardized Medicare Supplement Plan G coverage to Florida residents also. Medicare Supplement Plan G from the Cigna family of companies has the identical coverage as Medicare Supplement Plan G from other insurance companies, but prices vary depending on your geographic residence location. Your independent Medicare Supplement Insurance Agent can discuss these options with you in a great amount of detail. Medicare Supplement Plan G is occasionally a viable alternative to Medicare Supplement Plan F.
Medicare Supplement Plan G covers all of the same benefits as Medicare Supplement Plan F except the Part B deductible.
Cigna Options offers the standardized Medicare Supplement Plan N coverage to Florida residents. Medicare Supplement Plan N from Cigna has the identical coverage as Medicare Supplement Plan N from other insurance companies, but prices vary depending on your age and where you live. It’s useful and insightful to shop around and an independent Medicare Supplement Insurance Agent can always be of great assistance.
Medicare Supplement Plan N pays your Medicare Part A deductible. You pay annual Medicare Part B deductible of $166 and the Medicare Part B excess charges. Medicare Supplement Plan N pays 100% of the Medicare Part B coinsurance. There are a few exceptions: office visits require a co-payment of $20; and emergency room visits that don’t result in your being admitted as an inpatient may require a co-payment of up to $50. If saving money is your goal, Medicare Supplement Plan N will help.
At Florida Medicare Supplement Insurance we understand that the language of Medicare and Medicare Supplemental coverage can be very confusing at first. We are here to help you filter thru this new description of benefits and coverage. After sitting down with an experienced independent Medicare Supplement agent, it will start making sense and you’ll start feeling more at ease and confident with the protection that Medicare has to offer. After you begin using your Medicare and Medicare Supplement benefits, you will be amazed at how easy and efficient this Government plan actually is.
For more information on how Florida Medicare Supplement Insurance can help with your health insurance needs call Neil Primack (561) 935-3907 or email him at: email@example.com.